Đề Tiếng Anh ôn thi tốt nghiệp THPT năm 2025- Mã đề thi THPT-100

(18) __________, it's simply a marketplace where buyers and sellers converge to trade ownership in publicly traded companies. These ownership stakes are represented by (19) __________ and are also known as "shares" or "equities." When you buy a share of stock, you're buying a small piece of that company and becoming a shareholder.

Companies choose to go public and list their shares on stock exchanges like the New York Stock Exchange (NYSE) or the Nasdaq for a number of reasons, primarily to raise capital for expansion, research, or other business ventures. (20) __________ fluctuating throughout the trading day as investors buy and sell shares based on their perceived value of the company. Factors influencing this perception can range from a company's financial performance and industry trends to broader economic conditions and even geopolitical events.

Investing in the stock market can be a rewarding way to grow your wealth over the long term. Historically, the average annual return of the S&P 500, (21) __________, has hovered around 10%. However, it's important to remember that past performance is not indicative of future results, and the stock market is inherently subject to volatility and risk.

(22) __________, and consider seeking advice from a qualified financial advisor. A well-informed and disciplined approach will be your greatest asset in navigating the exciting and ever-evolving world of the stock market.

The impact of wearable technology has been transformative, fundamentally changing how we interact with technology and monitor our health. From smartwatches that track our steps and sleep patterns to fitness trackers that monitor heart rate and calories burned, these devices provide unprecedented insights into our physical well-being. This data empowers individuals to make more informed decisions about their health, encouraging healthier lifestyles and preventative care.

The widespread adoption of wearable technology is evident in its market size, which is projected to reach $184.2 Billion by 2027, according to Statista. This growth can be attributed to the increasing affordability and accessibility of these devices, along with the rising consumer interest in personal health monitoring. Moreover, the integration of wearable technology into various sectors, such as healthcare, sports, and fashion, further fuels its expansion.

In healthcare, wearable technology is revolutionizing patient care by enabling remote monitoring of vital signs, such as blood pressure and glucose levels. This real-time data transmission allows healthcare providers to track patient progress more effectively, leading to earlier interventions and improved disease management. Additionally, wearable sensors are being used in clinical trials to gather valuable data on patient response to treatments, accelerating medical research and development.

Furthermore, the integration of artificial intelligence (AI) and machine learning (ML) algorithms into wearable devices is making them even more sophisticated. These advanced algorithms can analyze collected data to provide personalized insights and predictions, such as early warnings for potential health risks or suggestions for improving athletic performance. As technology continues to evolve, wearable devices will likely play an increasingly integral role in our lives, empowering us to lead healthier and more informed lives.

[I] Financial literacy is crucial for navigating today's complex economic landscape. [II] It empowers individuals to make informed decisions about their finances, allowing them to build up savings, manage debt effectively, and plan for a secure future. [III] Without a solid understanding of basic financial concepts, individuals are more susceptible to predatory lending practices, high-interest debt, and financial instability, potentially leading to long-term economic hardship and diminished quality of life. [IV]

A strong foundation in financial literacy starts with understanding fundamental concepts like budgeting, saving, and investing. Budgeting, for example, involves tracking income and expenses to ensure that spending aligns with financial goals. This seemingly simple practice can have a profound impact on an individual's ability to save money, avoid unnecessary debt, and achieve long-term financial security. Further, understanding different investment vehicles, such as stocks, bonds, and mutual funds, enables individuals to make informed decisions about how to grow their wealth over time. Financial literacy also encompasses understanding credit scores, interest rates, and the importance of responsible debt management.

In today's increasingly complex financial world, possessing well-developed financial literacy skills is more critical than ever. The rise of online banking, mobile payment apps, and sophisticated investment platforms has created both opportunities and challenges for individuals. While these technologies can facilitate financial management, they can also expose individuals to new forms of financial risk if not used responsibly and with a clear understanding of the underlying principles. For instance, the ease of online shopping can lead to impulsive purchases and accumulating high-interest credit card debt if individuals are not mindful of their spending habits and budgeting practices.

Ultimately, financial literacy is an essential life skill that empowers individuals to take control of their financial well-being. By understanding fundamental financial concepts and applying them to everyday decisions, individuals can build a strong financial foundation, achieve their financial goals, and secure a more prosperous future for themselves and their families. This knowledge is not only crucial for personal financial success but also contributes to a more stable and resilient economy overall.